Our Group's Books
As a leading company in our region, Hokkoku Financial Holdings has documented its journey of business transformation and forward-looking initiatives through a series of publications. These books go beyond simply outlining systems and frameworks—they offer insights into real-world implementation, lessons learned through trial and error, and the evolution of our organisation in close partnership with the communities we serve.
On this page, we introduce four of our key publications. Each summary provides a window into the practical efforts we have undertaken over time, offering opportunities for deeper understanding, reflection, and dialogue.
- Communication, Collaboration and Innovation
- This translation has been generated using AI.This book presents the trajectory of over 20 years of organisational reform at Hokkoku Bank, along with its evolving role as a regional leader. Rather than simply describing systems and policies, it illustrates the bank’s transformation through hands-on initiatives, challenges, and lessons learned—highlighting how it continues to grow alongside its community.
- Published in 2017
- Consulting Bank × Cashless Bank × Cloud Bank
- This summary has been generated using AI. This book chronicles two decades of transformation at Hokkoku Bank, highlighting its evolution into a forward-looking regional leader. Centred around three strategic pillars—consulting, cashless services, and cloud banking—it showcases how the bank has pursued customer-first innovation while revitalising the regional economy.
- Published in 2021
- Digital Transformation in Regional Financial Institutions
- This summary has been generated using AI.This book documents Hokkoku Bank’s digital transformation journey—not as a simple shift to IT, but as a fundamental reimagining of how a regional financial institution operates. From system independence and cloud migration to talent development, agile practices, and the creation of a regional financial ecosystem, each chapter presents concrete examples of how the bank is evolving to meet future challenges.
- Published in 2021
- Refining Human Capital to Revitalise Businesses and Communities
- This summary has been generated using AI.This book traces the organisational, HR, and cultural transformation journey of Hokkoku Financial Group, initiated by the abolition of sales quotas. It presents a wide range of practical initiatives aimed at building a customer-centric business model—such as the shift in sales style, the overhaul of HR systems, the promotion of lifelong learning, and collaboration with local companies. Through these efforts, the group has fostered a corporate culture that values autonomy and dialogue, paving the way towards becoming a “quality company.”
- Published in 2022